The use of genetic information in the implementation of insurance : current problems and prospects for their solution

Nikiforov, Vladimir; Suvorova, Ekaterina; Zenin, Sergey

| | SLO | ENG | Cookies and privacy

Bigger font | Smaller font

First page > Show document

Show document

Title:	The use of genetic information in the implementation of insurance : current problems and prospects for their solution
Authors:	ID Nikiforov, Vladimir (Author) ID Suvorova, Ekaterina (Author) ID Zenin, Sergey (Author)
Files:	https://journals.um.si/index.php/medicine/article/view/519
Language:	English
Work type:	Unknown
Typology:	1.01 - Original Scientific Article
Organization:	PF - Faculty of Law
Abstract:	Increasing the efficiency of risk assessment for the purposes of personal insurance is impossible without using the latest achievements of modern science. This translates into a growing interest in the use of genetic research results by insurers, which manifests itself not only in legislation and insurers' practices, but also in international recommendations on personal medical data processing for insurance purposes. Based on analysis of foreign practices, the authors determine priority areas of respective legislation development, in particular, legislative recognition of a ban on insurers' access to genetic data in the context of obligatory medical insurance and group insurance programs; granting insurers the right to use genetic testing results for the purposes of life insurance, personal accident and sickness insurance, voluntary medical insurance, if the sum insured exceeds a statutory threshold.
Keywords:	personal insurance, genetic testing, epigenetic changes, legislation, diagnostic tests, prognostic tests
Year of publishing:	2020
Number of pages:	str. 93-103
Numbering:	Vol. 13, no. 1
PID:	20.500.12556/DKUM-78510
UDC:	347.63:61
ISSN on article:	2463-7955
COBISS.SI-ID:	45491203
DOI:	10.18690/mls.13.1.93-104.2020
NUK URN:	URN:SI:UM:DK:25YD5J0L
Publication date in DKUM:	15.01.2021
Views:	710
Downloads:	29
Metadata:
Categories:	Misc.
:	NIKIFOROV, Vladimir, SUVOROVA, Ekaterina and ZENIN, Sergey, 2020, The use of genetic information in the implementation of insurance : current problems and prospects for their solution. Medicine, law & society [online]. 2020. Vol. 13, no. 1, p. 93–103. [Accessed 23 March 2025]. DOI 10.18690/mls.13.1.93-104.2020. Retrieved from: https://journals.um.si/index.php/medicine/article/view/519 Copy citation