| | SLO | ENG | Cookies and privacy

Bigger font | Smaller font
First page > Show document

Show document Help

Title:Globalni odstop terjatev v zavarovanje
Authors:ID Cmok, Urška (Author)
ID Vrenčur, Renato (Mentor) More about this mentor... New window
Files:.pdf UN_Cmok_Urska_2018.pdf (248,90 KB)
MD5: 9D6AA56EF25656E893A95B6206B27222
PID: 20.500.12556/dkum/dd2557d4-12a5-4791-97de-7bc237987dce
 
Language:Slovenian
Work type:Bachelor thesis/paper
Typology:2.11 - Undergraduate Thesis
Organization:PF - Faculty of Law
Abstract:Pri odstopu terjatve v zavarovanje (fiduciarna cesija), kot eni izmed tipičnih oblik fiduciarnih zavarovanj, obstajajo nevarnosti, ki lahko oslabijo fiduciarjev varovalni položaj. Ena takšnih nevarnosti je plačilna nesposobnost dolžnika odstopljene terjatve. Tudi odstop več obstoječih terjatev v okviru fiduciarne cesije pogosto ne bo zadoščalo za zavarovanje, zato se je v nemški pravni praksi razvila posebna oblika fiduciarne cesije imenovana globalna cesija (Globalzession), kjer ima precejšen gospodarski pomen, saj se uporablja predvsem pri bančnem kreditiranju. Za razliko od fiduciarne cesije, se pri globalni fiduciarni cesiji v zavarovanje odstopijo vse obstoječe kot tudi bodoče terjatve. Je pretežno anticipirana cesija, saj pridobi pravne učinke z nastankom konkretnih terjatev. Njen razpoznavni znak je kriterij določljivosti terjatev, saj bodočih terjatev ni mogoče natančno individualizirati. Zanje zadostuje, da so določene v času njihovega nastanka oziroma ob prehodu na fiduciarja. Globalna fiduciarna cesija mora biti v skladu z običaji v pravnem prometu in ne sme ustvarjati položaja neutemeljenega zavarovanja. Globalni odstop terjatev v zavarovanje oziroma globalna fiduciarna cesija je posebna oblika odstopa terjatev v zavarovanje, zato bodo v uvodu za lažje razumevanje najprej predstavljene splošne značilnosti fiduciarnih zavarovanj in odstopa terjatve v zavarovanje. V nadaljevanju sledi osrednji del diplomskega dela, in sicer podrobnejša opredelitev globalne fiduciarne cesije, njenega razpoznavnega znaka, ki je kriterij določljivosti. Razlagi odstopa bodočih terjatev je namenjeno posebno poglavje o anticipirani fiduciarni cesiji, ki se dotika tudi vprašanja pobota bodočih terjatev in večkratnega odstopa iste terjatev. Poleg globalne cesije pravo pozna tudi druge oblike zavarovanja, ki jim je skupen odstop bodočih terjatev. To sta factoring in podaljšani pridržek lastninske pravice. Ker med takšnimi oblikami zavarovanja pogosto prihaja do konfliktov, je poglavje namenjeno razmerju med globalno cesijo in temi oblikami zavarovanj. Na koncu sledi končno poglavje, v katerem je podrobnejša razlaga fiduciarnih zavarovanj v postopku insolventnosti in izvršbe glede zunajsodne uveljavitve ločitvene pravice, izpodbojnosti anticipiranih fiduciarnih cesij in pravne posledice začetka stečaja ter prisilne poravnave na fiduciarne odstope skupaj s sodno prakso
Keywords:globalna fiduciarna cesija, odstop terjatev v zavarovanje, anticipirana fiduciarna cesija
Place of publishing:Maribor
Publisher:[U. Cmok]
Year of publishing:2018
PID:20.500.12556/DKUM-72213 New window
UDC:347.451(043.3)
COBISS.SI-ID:5640491 New window
NUK URN:URN:SI:UM:DK:TTGSNZWB
Publication date in DKUM:21.09.2018
Views:3410
Downloads:551
Metadata:XML DC-XML DC-RDF
Categories:PF
:
CMOK, Urška, 2018, Globalni odstop terjatev v zavarovanje [online]. Bachelor’s thesis. Maribor : U. Cmok. [Accessed 14 March 2025]. Retrieved from: https://dk.um.si/IzpisGradiva.php?lang=eng&id=72213
Copy citation
  
Average score:
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
(0 votes)
Your score:Voting is allowed only for logged in users.
Share:Bookmark and Share


Hover the mouse pointer over a document title to show the abstract or click on the title to get all document metadata.

Licences

License:CC BY 4.0, Creative Commons Attribution 4.0 International
Link:http://creativecommons.org/licenses/by/4.0/
Description:This is the standard Creative Commons license that gives others maximum freedom to do what they want with the work as long as they credit the author.
Licensing start date:14.09.2018

Secondary language

Language:English
Title:Blanket assignment of receivables by way of security
Abstract:With assignment of receivables by way of security (fiduciary assignment) as one of the typical forms of fiduciary guarantees there are risks that can weaken the fiduciary's insurance status. One such risk is insolvency of the debtor of the assigned receivable. The assignment of several existing receivables under a fiduciary assignment will often not suffice as a guarantee, which is why a special form of fiduciary assignment, named blanket assignment (Globalzession), has evolved in German case law. In Germany this instrument is economically quite significant, as it is mostly used in bank lending. Unlike in a fiduciary assignment, in a blanket assignment all existing as well as future receivables are assigned for collateral purposes. Predominantly it is an anticipatory assignment, as it gains legal effect with the emergence of specific receivables. Its distinguishing mark is the criterion of determinability of receivables, as future receivables cannot be precisely individualised. It suffices that they are determined when they arise or when they are transferred to the fiduciary. A blanket assignment must comply with the customs of legal transactions and may not create a position of an unfounded guarantee. Blanket assignment of receivables by way of security is a special form of assigning receivables by way of security, which is why the general characteristics of fiduciary guarantees and assignments of receivables by way of security are presented in the introduction for the benefit of the reader. Thereafter, in the main part of this diploma thesis, the instrument of blanket fiduciary assignment is presented in detail, as well as its distinguishing mark, the criterion of determinability. A special chapter on the anticipatory fiduciary assignment is dedicated to the explanation of assignment of future receivables, also addressing the issue of set-off of future receivables and the repeated assignment of the same receivables. Beside the blanket assignment, the law also offers other types of guarantees that share the principle of assigning future receivables. These are factoring and the prolonged retention of title. As conflicts often arise between such forms of guarantees, a chapter is dedicated to the relationship between the blanket assignment and these similar forms of guarantees. In the final chapter fiduciary guarantees in insolvency and enforcement proceedings with regard to the extrajudicial enforcement of the right to segregation, the voidability of anticipatory fiduciary assignments and the legal consequences of the commencement of an insolvency and arrangement proceeding for fiduciary assignments together with case law are presented in detail.
Keywords:blanket assignment, assignment of receivables by way of security, anticipatory fiduciary assignment


Comments

Leave comment

You must log in to leave a comment.

Comments (0)
0 - 0 / 0
 
There are no comments!

Back
Logos of partners University of Maribor University of Ljubljana University of Primorska University of Nova Gorica