Your browser does not allow JavaScript!
JavaScript is necessary for the proper functioning of this website. Please enable JavaScript or use a modern browser.
|
|
SLO
|
ENG
|
Cookies and privacy
DKUM
EPF - Faculty of Business and Economics
FE - Faculty of Energy Technology
FERI - Faculty of Electrical Engineering and Computer Science
FF - Faculty of Arts
FGPA - Faculty of Civil Engineering, Transportation Engineering and Architecture
FKBV - Faculty of Agriculture and Life Sciences
FKKT - Faculty of Chemistry and Chemical Engineering
FL - Faculty of Logistic
FNM - Faculty of Natural Sciences and Mathematics
FOV - Faculty of Organizational Sciences in Kranj
FS - Faculty of Mechanical Engineering
FT - Faculty of Tourism
FVV - Faculty of Criminal Justice and Security
FZV - Faculty of Health Sciences
MF - Faculty of Medicine
PEF - Faculty of Education
PF - Faculty of Law
UKM - University of Maribor Library
UM - University of Maribor
UZUM - University of Maribor Press
COBISS
Faculty of Business and Economic, Maribor
Faculty of Agriculture and Life Sciences, Maribor
Faculty of Logistics, Celje, Krško
Faculty of Organizational Sciences, Kranj
Faculty of Criminal Justice and Security, Ljubljana
Faculty of Health Sciences
Library of Technical Faculties, Maribor
Faculty of Medicine, Maribor
Miklošič Library FPNM, Maribor
Faculty of Law, Maribor
University of Maribor Library
Bigger font
|
Smaller font
Introduction
Search
Browsing
Upload document
For students
For employees
Statistics
Login
First page
>
Show document
Show document
Title:
Dogovor o finančnem zavarovanju v luči stvarno pravnih zavarovanj
Authors:
ID
Šlamberger, Miha
(Author)
ID
Vrenčur, Renato
(Mentor)
More about this mentor...
Files:
DOK_Slamberger_Miha_2017.pdf
(1,83 MB)
MD5: 22662F5089A763E3C6C9E5D6865B0FEA
Language:
Slovenian
Work type:
Doctoral dissertation
Typology:
2.08 - Doctoral Dissertation
Organization:
PF - Faculty of Law
Abstract:
Direktiva o finančnih zavarovanjih (Direktiva 2002/47/ES) je bila sprejeta z namenom povečanja učinkovitosti zavarovanj na finančnih trgih in posledično povečanja likvidnosti finančnih zavarovanj. Evropska komisija je sledila cilju odstranitve omejitev za učinkovito uporabo dogovorov o finančnih zavarovanjih, tako da je omejila formalnosti pri ustanavljanju in izvrševanju finančnih zavarovanj, podprla zaščito dogovorov o finančnih zavarovanjih pred posledicami pravil insolvenčnih postopkov, dovolila uporabo finančnega zavarovanja kakor, da bi bil prejemnik njihov lastnik, in priznala veljavo strukturi popolnega prenosa pravice v dogovoru o finančnem zavarovanju in dogovora o izravnavi. Direktiva je bila v slovenski pravni red prenesena z Zakonom o finančnih zavarovanjih, ki je implementiral nekaj prilagoditev obstoječih oblik stvarnopravnih zavarovanj z ustanovitvijo zastavne pravice na finančnih instrumentih ali prenosom finančnih instrumentov v zavarovanje. Kot finančna zavarovanja se tako lahko uporabijo finančni instrumenti, gotovina ali bančno posojilo, pogodbe oz. dogovori o finančnem zavarovanju, pa se lahko sklepajo le med določenimi pravnimi osebami. Namen disertacije je ugotoviti kakšen je položaj dolžnika zaradi posebnih pravil in ali se njegov položaj poslabšuje. Posebna pravila se nanašajo na spremembe v obličnostnih zahtevah ob sklepanju dogovora o finančnem zavarovanju (odprava administrativnih ovir), možnostih posebnih dogovorov o uporabi predmeta zavarovanja, prilastitvi in neto izravnavi v primeru nastopa pogoja izvršitve. Posebno pozornost pa namenjam postopkom unovčitve zavarovanj, saj je direktiva sledila ideji pospešitve neformaliziranih postopkov izvensodnega unovčevanja. Po natančni analizi zakonske ureditve, primerjalnopravnem pregledu ureditev v Avstriji, Nemčiji in Združenem kraljestvu ter analizi obstoječe sodne prakse zaključujem, da se položaj dolžnika zaradi možnosti posebnih dogovorov ni bistveno poslabšal, saj posebni dogovori brez pristanka dajalca zavarovanja niso mogoči. Zgolj podreditev dogovora pod pravila o finančnih zavarovanjih ne zadošča za aplikacijo vseh posebnosti, s čimer ima dajalec zavarovanja vselej možnost vplivati in predvideti svoj položaj ob zadlosti terjatve. Obstoječa pozitivnopravna ureditev sicer zadostno ureja položaj dolžnika, bilo pa bi smiselno v prihodnje natančneje določiti dopustne metode oz. načine vrednotenja finančnih zavarovanj, da bi se odpravili dvomi o morebitni kršitvi prepovedi komisoričnega dogovora, in bi se prilagodile tehnike vodenja nematerializiranih vrednostnih papirjev možnostim posebnih dogovorov o finančnih zavarovanjih.
Keywords:
finančna zavarovanja
,
finančni instrumenti
,
pravica uporabe
,
prisvojitev
,
dogovor o neto izravnavi
,
izvensodna prodaja
Place of publishing:
Maribor
Publisher:
[M. Šlamberger]
Year of publishing:
2016
PID:
20.500.12556/DKUM-65017
UDC:
368.8(043.3)
COBISS.SI-ID:
5414187
NUK URN:
URN:SI:UM:DK:ZTGMZ7M6
Publication date in DKUM:
29.05.2017
Views:
2614
Downloads:
309
Metadata:
Categories:
PF
Cite this work
Plain text
BibTeX
EndNote XML
EndNote/Refer
RIS
ABNT
ACM Ref
AMA
APA
Chicago 17th Author-Date
Harvard
IEEE
ISO 690
MLA
Vancouver
:
ŠLAMBERGER, Miha, 2016,
Dogovor o finančnem zavarovanju v luči stvarno pravnih zavarovanj
[online]. Doctoral dissertation. Maribor : M. Šlamberger. [Accessed 1 April 2025]. Retrieved from: https://dk.um.si/IzpisGradiva.php?lang=eng&id=65017
Copy citation
Average score:
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
(0 votes)
Your score:
Voting is allowed only for
logged in
users.
Share:
Similar works from our repository:
Raztrgani žamet bolonjske reforme
Discussions on school reform - a long way to the unification of schools for 10 to 14-year-olds
The Bologna process and the students study workload at the Faculty of Arts University of Maribor
ELEMENTARY SCHOOL ŠENTJERNEJ
Following the paths of the agrarian reform and confiscations between 1945 and 1949
Similar works from other repositories:
Študentski boji proti bolonjski reformi
Družboslovje v kontekstu šolske reforme
Zablode usmerjenega reformizma
Looking out
The Bologna reform: from concept to implementation
Hover the mouse pointer over a document title to show the abstract or click on the title to get all document metadata.
Secondary language
Language:
English
Title:
Financial Collateral Agreement in Light of Proprietary Security Interests
Abstract:
The Financial Collateral Directive (Directive 2002/47/EC) has been adopted with the purpose of increasing the efficiency of financial collateral on financial markets and consequently increasing the liquidity of financial collateral. The European Commission aimed to eliminate the restrictions for an efficient use of financial collateral arrangements by abolishing formal requirements for the creation and execution of financial collateral, by supporting the protection of financial collateral arrangements against statutory insolvency regulation, by introducing the right of use of given collateral and admissing the titel transfer and close-out netting provisions. The Directive was transposed into Slovenian law by Financial Collateral Act, which implemented several adjustments and changes to the existing forms of equitable collateral by creating security interest on financial instruments or fiduciary transfer of financial instruments. Financial instruments, cash and credit claims can be used as financial collateral and collateral agreements may be concluded only between designated parties being legal entities only. The purpose of the thesis is to determine the status of the debtor due to the aforementioned special provisions and whether their position has deteriorated. Special provisions are handling formal requirements for concluding financial collateral agreements (limitation of administrative burdens), the possibility of special agreements on the right of use, appropriation and close-out netting in the case of the occurance of the enforcement event. Special attention is given to the out-of-court enforcement procedures since the direcitve has followed the idea of a rapid non-formalistic enforcement procedure. After conducting a careful analysis of the legal framework, comparative study of Austrian, German and UK statutatory law with the analysis of the existing case law, I have come to the conlucision that the position of the debtor and collateral giver has not deteriorated significantly due to the eventual special provisions, since these provisions are only possible on the contractural basis. The simple subsumption of the collateral agreement under the financial collateral rules does not suffice for the application of the special regulation thus giving the collateral giver the chance to influence and predict their position when the collateralised claim is due. The existing statutatory framework is sufficiently regulating the debtor's position, however a thorough definition of allowed collateral valuation methods, to avoid any doubts whether the lex commissoria rule has been breached, shall be recommended and the adjustment of the existing rules for keeping book-entry securities to comply with the financial collateral special arrangements should be made.
Keywords:
financial collateral
,
financial instruments
,
right of use
,
appropriation
,
close-out- netting provision
,
out of court enforcement
Comments
Leave comment
You must
log in
to leave a comment.
Comments (0)
0 - 0 / 0
There are no comments!
Back