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Title:Vpliv mikrokreditov na revščino
Authors:ID Turk, Tjaša (Author)
ID Boršič, Darja (Mentor) More about this mentor... New window
Files:.pdf UN_Turk_Tjasa_2021.pdf (1,12 MB)
MD5: 2E81486490953239792A4E3BCE7ADC3E
PID: 20.500.12556/dkum/85a4de39-b353-454d-8825-b82ea9d55b18
 
Language:Slovenian
Work type:Bachelor thesis/paper
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Revščina ter dejavniki, ki na le-to vplivajo so v zadnjih desetletjih tako v ekonomiji, kot tudi v drugih vedah pridobili veliko pozornosti. V diplomskem delu smo preko pregleda empirične evidence o vplivih mikrokreditov na revščino skušali ugotoviti, ali lahko posojanje majhnih vsot finančnih sredstev revnim uvrstimo med pomembnejše dejavnike znižanja stopnje revščine, ki smo ga zabeležili v zadnjih desetletjih. V prvem delu smo se osredotočili predvsem na razloge za pojav mikrokreditov, torej dejavnike, ki ustvarjajo potrebo po aktivnem upravljanju finančnih sredstev ter dejavnike, ki revnim posameznikom in gospodinjstvom onemogočajo dostop do formalnih bančnih storitev ter produktov. Nato smo na podlagi raziskav iz Bangladeša ter Indije, dveh držav z največjim mikrofinančnim sektorjem, skušali ugotoviti ali imajo mikrokrediti pozitiven vpliv na revščino, oziroma posamezne dimenzije revščine in tako revnim posameznikom ter gospodinjstvom pomagajo pri izstopu iz le-te. Ugotovili smo, da so vplivi mikrokreditov na revščino večinoma majhni in zanemarljivi, zato smo se v zaključku osredotočili tudi na morebitne dejavnike, ki bi lahko bili razlog za omejen pomen mikrokreditov pri zniževanju stopnje revščine.
Keywords:Mikrokrediti, mikrofinance, revščina, mikrofinančne institucije, dohodek
Place of publishing:[Maribor
Publisher:T. Turk
Year of publishing:2021
PID:20.500.12556/DKUM-79620 New window
UDC:336.77-058.34
COBISS.SI-ID:83476483 New window
Publication date in DKUM:04.11.2021
Views:982
Downloads:57
Metadata:XML DC-XML DC-RDF
Categories:EPF
:
TURK, Tjaša, 2021, Vpliv mikrokreditov na  revščino [online]. Bachelor’s thesis. Maribor : T. Turk. [Accessed 5 April 2025]. Retrieved from: https://dk.um.si/IzpisGradiva.php?lang=eng&id=79620
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Licences

License:CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International
Link:http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:03.08.2021

Secondary language

Language:English
Title:Microcredit and its effect on poverty
Abstract:In recent decades poverty and its factors have gained prominance in economics as well as in other fields. By examining empirical evidence about microcredit and its effect on poverty we were keen to know whether microcredit was an important factor in the drop of poverty rates that has been observed in recent decades. In the first part of our diploma we focused on the reasons for the emergence of microcredit. These are the same reasons that can be found behind the need to actively manage financial assests and the limited access of poorer individuals and households to formal banking services and products. With the help of research from Bangladesh and India, the two countries with the biggest microfinance sectors, we aimed to find out whether microcredit has a positive impact on poverty, on dimensions of poverty and consequently helps poor individuals and households to escape poverty.We discovered that microcredit has a small and negligable effect on poverty, that is why at the end of our diploma we also focused on possible factors affecting this limited importance of microcredit in lowering poverty rates.
Keywords:Microcredit, microfinance, poverty, microfinance institutions, income


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