| Title: | The impact of COVID-19 on bank efficiency in the Western Balkans : a DEA approach |
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| Authors: | ID Fotova Čiković, Katerina (Author)
ID Cvetkoska, Violeta (Author)
ID Keček, Damira (Author) |
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| Files: |  https://journals.um.si/index.php/oe/article/view/2703
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| Language: | English |
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| Work type: | Scientific work |
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| Typology: | 1.01 - Original Scientific Article |
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| Organization: | EPF - Faculty of Business and Economics
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| Abstract: | This paper aims to assess and compare the relative efficiency of commercial
banks in six Western Balkan developing countries (North Macedonia, Serbia,
Montenegro, Bosnia and Herzegovina (B&H), Kosovo1, and Albania), using the
leading nonparametric methodology Data Envelopment Analysis (DEA) for the
period 2016-2020, and investigating the impact of the COVID-19 pandemics
on the performance of banking systems in these countries. The outputoriented
DEA model has been implemented with interest expenses and noninterest
expenses as inputs and interest revenue and non-interest revenue
as outputs. Our findings show that the average efficiency of the six Western
Balkan banking systems differs, and Kosovo’s banking system has noted the
highest average efficiency in the whole observed period (2016–2020). In
contrast, the banking system in Bosnia and Herzegovina noted the lowest
average efficiency. The COVID-19 pandemic decreased the relative efficiency
of the banking sectors in all six of the Western Balkan countries observed,
except Kosovo. However, additional research that includes all pandemic
years is recommended to assess the impact of the COVID-19 pandemic on
the banking systems in the Western Balkans. This study provides invaluable
insights for academic members, banking management and regulatory bodies,
governments, and the interested public. It is the first empirical study that
includes a glimpse of the first impact of the COVID-19 pandemic on banking
systems in the developing countries of the Western Balkans. |
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| Keywords: | banking sector, data envelopment analysis, COVID-19, Western Balkans |
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| Publication status: | Published |
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| Publication version: | Version of Record |
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| Publication date: | 01.01.2023 |
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| Year of publishing: | 2023 |
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| Number of pages: | str. 29-42 |
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| Numbering: | Vol. 69, no. 1 |
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| PID: | 20.500.12556/DKUM-85629  |
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| UDC: | 336.71:616-036.22 |
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| ISSN on article: | 0547-3101 |
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| COBISS.SI-ID: | 163274243 |
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| DOI: | 10.2478/ngoe-2023-0004 |
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| Publication date in DKUM: | 05.09.2023 |
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| Views: | 262 |
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| Downloads: | 8 |
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| Metadata: |    |
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| Categories: | Misc.
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