| | SLO | ENG | Cookies and privacy

Bigger font | Smaller font

Show document

Title:VARNOSTNA POLITIKA INTERNETNEGA BANČNIŠTVA
Authors:Karažinec, Ines (Author)
Bobek, Samo (Mentor) More about this mentor... New window
Files:.pdf UNI_Karazinec_Ines_2010.pdf (1,05 MB)
 
Language:Slovenian
Work type:Undergraduate thesis (m5)
Organization:EPF - Faculty of Business and Economics
Abstract:V hitrem tempu življenja ljudje tako rekoč nimajo časa niti za najnujnejše stvari, kaj šele za čakanje v vrsti pred bančnim okencem. Vsi pravzaprav iščejo banko, ki jim bo omogočila čim lažje bančno poslovanje in si želijo, da bi vse ali pa vsaj čim več bančnih poslov lahko opravili od doma, iz pisarne ali tudi s potovanja, saj je takšno poslovanje za komitente bistveno lažje, hitrejše in udobnejše ter nenazadnje tudi občutno cenejše. Danes konkurenca na bančnem trgu banke prisili, da med seboj poenotijo ponudbo storitev e-bančništva. Možnosti poslovanja z banko po elektronski poti namreč postajajo neomejene. Od čisto standardnih opravil, kot sta plačevanje položnic in prenos sredstev med računi, ponujajo tudi konverzijo valut, upravljanje z limiti, pregled kartičnega poslovanja... Nekatere pa ponujajo tudi vpogled v investicijsko poslovanje. Storitve prinašajo še celo vrsto ostalih ugodnosti, predvsem stalen pregled nad finančnim poslovanjem in udobnost opravljanja storitev. Ključnega pomena pri uporabi internetnega bančništva je varnost, saj preko spleta zaupamo zaupne podatke o svojem finančnem stanju. In ravno zaradi tega morajo banke nenehno razvijati in uvajati nove rešitve za zaščito, varnost in zaupnost podatkov. In s tem ko se povečuje število varnostnih postopkov se povečuje tudi število zlonamerne programske opreme ter preciznost in iznajdljivost ljudi, da zaobidejo te varnostne ukrepe. Vseh tveganj pa ni mogoče odpraviti le s tehničnimi ukrepi, temveč je potrebna tudi previdnost uporabnikov, ko gre za hranjenje in varovanje osebnih podatkov ter raznih gesel. Največkrat se namreč izkaže, da je najšibkejši člen v verigi zagotavljanja varnosti prav uporabnik sam. Nobena tehnološka rešitev, ki jo uporabljajo slovenske banke ne more popolnoma izključiti možnosti napada, če uporabnik sam ne poskrbi za uporabo spletne banke v varnem računalniškem okolju. Pri tem pa virusi, trojanski konji in phishing napadi predstavljajo največjo nevarnost. Žal se uporabniki o njih poučijo šele takrat, ko je že prišlo do neljubih posledic oziroma kraje podatkov. Kot smo lahko videli, nobena trenutna tehnologija ne zagotavlja popolne varnosti. Določena stopnja tveganja pri uporabi spletne banke vedno obstaja, ne glede na razna zagotovila, s katerimi banke pridobivajo naše zaupanje.
Keywords:Internetno bančništvo, elektronsko poslovanje, varnostna politika, varnost internetnega bančništva, tveganja internetnega bančništva, tehnologija za zagotavljanje varnosti, računalniški kriminal.
Year of publishing:2010
Publisher:[I. Karažinec]
Source:Lenart
UDC:336.71
COBISS_ID:10474012 Link is opened in a new window
NUK URN:URN:SI:UM:DK:JZLX9ZSS
Views:1526
Downloads:138
Metadata:XML RDF-CHPDL DC-XML DC-RDF
Categories:EPF
:
  
Average score:(0 votes)
Your score:Voting is allowed only for logged in users.
Share:AddThis
AddThis uses cookies that require your consent. Edit consent...

Hover the mouse pointer over a document title to show the abstract or click on the title to get all document metadata.

Secondary language

Language:English
Title:SECURITY POLICY IN INTERNET BANKING
Abstract:The fast rhythm of life does not give the people an opportunity to do the most important things, what even to wait in line in front of the counter. All are really looking for a bank that will make their banking easier and that it will be possible to make as many banking transaction from home, office or journey , since this is easier, faster and comfortable way for clients and not least also significantly cheaper. Today the competition in the banking market forces banks to unify their offer in e-banking services. The possibilities to do business with a bank are becoming limitless. From purely standard tasks such as paying bills and transfer founds between accounts, they also offer a currency conversion, managing with limits, overview of card managing… Some also offer an insight in investment managing. Services deliver a range of other benefits, notably an ongoing review in financial managing and the comfortness in performing services. A key issue in the use of internet banking is the safety, because we share confidential information about our financial state through internet. Consequently the banks continually have to develop and introduce new solutions for protection, safety and confidentiality of information. With the increase of the number of safety procedures there is also an increase in the number of malicious software and precision and ingenuity of people to go by the safety measures. All risks can not be eliminated only with technical measures, but caution of users is also necessary when we refer to storing and protecting personal data and passwords. A lot of times it turns out that the weakest link in the chain is the user himself. None of the technical solutions that it is used by Slovene banks can totally exclude the possibility of an attack, if the user himself does not take care for the safe use of internet banking in a safe computer environment. The greatest danger is posed by viruses, Trojan horses and phishing attacks. Unfortunately users learn about them only when there have already been unpleasant consequences or data theft. As we can see none of the current technology guarantees complete safety. Some level of risk in the use of internet banking remains regardless of the various guarantees with which banks get our trust.
Keywords:Internet banking, electronic managing, safety politic, safety of internet banking, risks in internet banking, technology for providing safety, cyber-crime.


Comments

Leave comment

You have to log in to leave a comment.

Comments (0)
0 - 0 / 0
 
There are no comments!

Back
Logos of partners University of Maribor University of Ljubljana University of Primorska University of Nova Gorica