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Title:OBLIKE KREDITIRANJA IN LEASINGA ZA OSEBNA VOZILA Z VIDIKA IZKUŠENJ PODJETJA X
Authors:Šuntner, Boštjan (Author)
Savin, Davor (Mentor) More about this mentor... New window
Files:.pdf UNI_Suntner_Bostjan_2010.pdf (446,04 KB)
 
Language:Slovenian
Work type:Undergraduate thesis (m5)
Organization:EPF - Faculty of Business and Economics
Abstract:Finančne institucije ponujajo različne oblike in vrste financiranja osebnih vozil, med katerimi so osnovne kredit, finančni in operativni leasing. Vsaka izmed oblik ima svoje značilnosti, prednosti in slabosti, ki se odražajo v pravnem, davčnem ali računovodskem vidiku. Pred sklenitvijo pogodbe o financiranju morajo vsi udeleženci preučiti klavzule pomembne za sklenitev pogodbe. Kredito- in leasingojemalci morajo biti seznanjeni z značilnostmi posamezne oblike financiranja. Kredito- in leasingodajalci pa morajo na drugi strani pravilno oceniti bonitetno sposobnost stranke, s katero sklenejo pogodbo o financiranju. Na ta način se lahko izognemo morebitnim nevšečnostim, ki bi se lahko pojavile v času financiranja.
Keywords:kredit, finančni leasing, operativni leasing, bonitetna sposobnost, plačilna nedisciplina, opomin, odvzem vozila, tožba.
Year of publishing:2010
Publisher:[B. Šuntner]
Source:Maribor
UDC:336.77
URN:URN:SI:UM:DK:YGSCYPFN
COBISS_ID:10373404 Link is opened in a new window
Views:1492
Downloads:195
Metadata:XML RDF-CHPDL DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:CREDIT AND LEASING OPTIONS FOR PERSONAL VEHICLES FROM THE EXPERIENCE OF COMPANY X
Abstract:Financial institutions offer various options for financing personal vehicles. The most elementary financing options are credit, financial leasing and operating leasing. Each one of them has its own characteristics, advantages and disadvantages, which result from the juridical, taxable and accounting frame. All the contract partners have to study the contract clauses, before signing it. The partners taking a credit or leasing have to be aware of the characteristics, typical for a financing contract. Creditors and lessors on the other hand, have to correctly estimate the credibility of the contract partner. With this in mind, a lot of inconveniences, which could come up in time, could be avoided.
Keywords:credit, financial leasing, operating leasing, credibility, payment disorder, dunning, vehicle dispossession, lawsuit.


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