| | SLO | ENG | Cookies and privacy

Bigger font | Smaller font

Show document

Title:RAZVOJ IN PERSPEKTIVA BANČNEGA ZAVAROVALNIŠTVA V SLOVENIJI
Authors:Herjavec, Barbara (Author)
Oplotnik, Žan Jan (Mentor) More about this mentor... New window
Files:.pdf VS_Herjavec_Barbara_2009.pdf (357,68 KB)
 
Language:Slovenian
Work type:Undergraduate thesis (m5)
Organization:EPF - Faculty of Business and Economics
Abstract:Slovenija na področju bančnega zavarovalništva še ni dosegla ravni razvitosti držav, ki je značilen za starejše članice skupnega evropskega prostora. Danes večina slovenskih bank preko svojih okenc ponuja bančno zavarovalniške storitve, ki pa jih je večina za enkrat omejena na ponujanje različnih vrst življenjskih zavarovanj. Od teh je najbolj razširjena ponudba življenjskih zavarovanj, kjer zavarovalec prevzema naložbeno tveganje (t.i. »Unit—linked Life Insurance«). Banke pa postopoma že uvajajo trženje raznih oblik premoženjskih zavarovanj (avtomobilsko odgovornost, zavarovanje stanovanjskih objektov in premičnin itd.). Omenjena zavarovanja so zelo kompleksna in se banke z njimi posredno verjetno ne bodo nikoli ukvarjale (denimo zaradi načina likvidacij škod), so pa možne izpeljanke. Banke bodo morale najti upravljavce škod, se povezati s klicnimi centri (kamor lahko stranke pokličejo ob nezgodi) in asistenčnimi družbami (ki urejajo stvari za zavarovance). Iz diplomskega dela lahko povzamemo, da se slovenski trg bančno zavarovalniških produktov razvija in ima še veliko potenciala. Slovenski potrošnik potrebuje in si želi bančno zavarovalniških storitev tako zaradi načina življenja, kateremu smo priča kot tudi zaradi demografskih sprememb. Še posebej se potencial za banke kaže na področju dopolnilnega in dodatnega zdravstvenega zavarovanja in pokojninskih zavarovanj.
Keywords:banke, zavarovalnice, bančno zavarovalništvo, perspektiva bančnega zavarovalništva, razvoj bančnega zavarovalništva, zavarovalniški produkti.
Year of publishing:2009
Publisher:[B. Herjavec]
Source:Radlje ob Dravi
UDC:368
COBISS_ID:10171164 Link is opened in a new window
NUK URN:URN:SI:UM:DK:8JBURCNV
Views:2100
Downloads:229
Metadata:XML RDF-CHPDL DC-XML DC-RDF
Categories:EPF
:
  
Average score:(0 votes)
Your score:Voting is allowed only for logged in users.
Share:AddThis
AddThis uses cookies that require your consent. Edit consent...

Hover the mouse pointer over a document title to show the abstract or click on the title to get all document metadata.

Secondary language

Language:English
Title:DEVELOPMENT AND PERSPECTIVE OF BANCASSURANCE IN SLOVENIA
Abstract:Slovenia has not yet reached the level of development of bancassurance, which is specific for older members of the European Union. Today, the majority of Slovenian banks, offer bancassurance, but they are mostly limited on different types of life insurance, where the most common type is Unit-linked Life Insurance, where the customer bears the investment risk. Banks are also slowly introducing marketing of various forms of property insurance (House insurance, asset insurance, etc.) These types of insurance are very complex (for example, because of the claim settlements) and this is probably the reason why banks will likely never offer this kind of products. In order to do that, banks have to find partners for damage management, call centre providers (where customers can call in case of accident) and assistance companies (which are governing the processes for insurance companies). To sum up the Slovenian banking market is developing insurance products and has a huge potential. Slovenian consumer needs and wants bank insurance services, both because of the way of life and demographic changes. The further potential for banks is mainly in the area of health and pension insurance.
Keywords:banks, insurance, bancassurance, banking insurance perspective, the development of banking insurance, insurance products.


Comments

Leave comment

You have to log in to leave a comment.

Comments (0)
0 - 0 / 0
 
There are no comments!

Back
Logos of partners University of Maribor University of Ljubljana University of Primorska University of Nova Gorica