Iskanje po katalogu digitalne knjižnice

Opis: Financial inclusion, defined as the adequate access and usage of formal financial services to improve people’s lives, is a crucial area for the economic development of a country through its various angles. This paper analyzes the impact of selected FinTech companies on financial inclusion in their respective countries to obtain lessons of their business models and country environments that can help Peruvian financial inclusion. The selected FinTechs are M-PESA in Kenya, Nubank in Brazil, GCASH in the Philippines, and Easypaisa in Pakistan, which revolutionized the financial sector in their respective countries. However, a comparative study of their impact on financial inclusion in their respective country has not been conducted yet; therefore, the lessons obtained are helpful for the Peruvian situation due to their practical implications and because they raise possible areas for further and deeper research. The approach of this study considered a qualitative and quantitative method (to find a Pearson correlation between the percentage of the population of Country (A) that are users of FinTech (a) and the six selected demand-side indicators per country retrieved from the Global Findex Database) analysis to understand the results obtained. The results obtained indicate that M-PESA and GCASH, companies specialized in providing basic mobile money transactions such as remittances and withdrawals, did not impact the provision of other financial services such as savings or credit cards. In Easypaisa’s case, this company positively impacts the studied indicators, probably due to its original partnership with a microfinance institution. Regarding Nubank, despite its remarkable growth in the last years, the company does not affect financial inclusion in Brazil yet. Nonetheless, after its recent expansion to provide more financial services, future research could assess the impact of this company on Brazilian financial inclusion.
Ključne besede: FinTech’s, Nubank, M-PESA, GCASH, Easypaisa, financial inclusion, mobile money, remittances emerging markets, international business, business economics
Objavljeno v DKUM: 25.07.2023; Ogledov: 496; Prenosov: 51
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Opis: Purpose: The purpose of this paper is to demonstrate the basic importance of studying and investigating art crime. Design/Methods/Approach: This paper presents a literature review with new commentary. Findings: Art crime has a long history and there has been some good research done on the topic. However it is still unrecognised in broader circles, even among professionals, and only a portion of the importance of art crime has been studied, often without a strong analysis of the complexities of the field. This paper will seek to fill in some of the gaps in scholarship, while summarizing much of the available literature. Research limitations/implications: A lack of proper and comprehensive academic literature limits the extent of this study, but this is the very reason why this paper is important. Practical implications: This paper represents a summary of the significance of art crime studies and investigation. Originality/Value: The main value is to those who are not yet familiar with art crime. This paper will further bring in some new views to complement the existing scholarship, and will be of interest to those who are keen on knowing about art crime.
Ključne besede: art crime, insurance premiums, looting, war art crime, organised crime, money laundering, corruption
Objavljeno v DKUM: 12.05.2020; Ogledov: 1109; Prenosov: 57
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Opis: This paper demonstrates the correct application of discounted cash flow methodology for evaluating and designing energy and chemical production plants. Such processes usually correspond to capital intensive long-term projects. Simple economic criteria, like the profit or production cost are insufficient for this type of decision making because they do not take into account the time value of money and underestimate the profitabilities of the evaluated plants. This paper shows that some of those criteria based on the discounted cash flows establish suitable compromises between long-term cash flow generation and profitability. As several alternative options are usually evaluated in parallel, it is shown how to rank mutually exclusive alternatives properly and how to select the best option from among them. Two large-scale case studies demonstrate that using discounted cash flow methodology can result in substantially different decisions than non-discounted criteria, however, these decisions are affected by several input parameters.
Ključne besede: discounted cash flow analysis, time value of money, net preset value, profitability, process
Objavljeno v DKUM: 04.08.2017; Ogledov: 1308; Prenosov: 518
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Ključne besede: CD-ROM, compact disc, computer application, finance, theory, enterprises, business finance, fundamental analysis, valuation, corporations, decision making, business decision-making, financial market, investment banks, banking systems, money, cash flows, interest rate, taxes, financial statements, end checking, financial planning, income, return on equity, capital, costs, budgeting, dividends, working capital, productions means, investments, investment decision-making, textbooks
Objavljeno v DKUM: 02.06.2012; Ogledov: 2228; Prenosov: 46
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Ključne besede: electronic commerce, government, administration, budgets, democration, computer application, users, electronic money, electronic payments, security, data analysis, information system, information science, business, commerce, models, advertising, Internet, computer networks, electronic mail, services, media, public services, regional policy, cases, retail trade
Objavljeno v DKUM: 01.06.2012; Ogledov: 2350; Prenosov: 56
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