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Cycles of the housing market in Hungary form the economic crisis until today
László Harnos, 2018, original scientific article

Abstract: The main aim of this paper is to identify the underlying reasons for the cyclical nature of the Hungarian housing market, in particular the business cycles, the construction, and market participants’ expectations. Our research was conducted based on analysis of statistical data and of the housing market indices. As a result, it can be stated that cyclic behaviour of the housing market may be explained primarily with business cycles, but state subsidies and mortgages also affect the variations. Accordingly, the increasing lending and the high amount of subsidies can generate a price bubble. The supply of second-hand dwellings looks more flexible compared with that of new ones. However, the expectations of market operators do not have a demonstrable effect on the housing market.
Keywords: property market, housing market cycles, asset price bubble
Published in DKUM: 10.10.2018; Views: 1542; Downloads: 127
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Termination of tenancy contract in Slovenia : time for change
Špela Mežnar, Tamara Petrović, 2013, original scientific article

Abstract: This article is concerned with the currently most critical part of the 2003 Housing Act: the regulation of the termination of a tenancy contract. We will try to show that the current system is outdated, incomplete and unproportionate when it comes to safeguarding the interests of both parties. Nowadays, a rental contract may be terminated by the landlord only in a court procedure. Moreover, if a landlord wants to use the apartment himself, he may terminate a tenancy contract only if he is able to secure the tenant with a new, adequate apartment. On the other hand, the tenant living in the apartment with a (silent or express) consent of the landlord upon the expiry of a limited-in time tenancy, is considered an illegal occupant. Accordingly, the landlord may file for eviction any time even if the tenant regularly pays the rent for years after the expiry of the initial contract. We will argue why and in what manner these provisions shall be changed.
Keywords: tenancy contract, termination of tenancy contract, housing policy, private rental, non-profit rental
Published in DKUM: 01.08.2018; Views: 1194; Downloads: 68
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The panel VAR approach to modelling the housing wealth effect : evidence from selected European post-transition economies
Anita Čeh Časni, Ksenija Dumičić, Josip Tica, 2016, original scientific article

Abstract: Following Friedman’s permanent income hypothesis and Ando and Modigliani’s lifecycle hypothesis, this paper empirically studies the role of house prices and income in determining the dynamic behaviour of consumption in selected European post-transition economies using the panel vector autoregression (PVAR) approach and quarterly data covering the period from the first quarter of 2002 until the second quarter of 2012. With the shocks being recognized using the customary recursive identification scheme, we found that the response of personal consumption to the housing wealth shock is initially positive, but short lived.
Keywords: consumption, housing wealth effect, house prices, panel vector autoregression, European emerging markets
Published in DKUM: 03.05.2018; Views: 1165; Downloads: 156
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Coexistence of different social groups around one of the campuses of the University of Pécs
Bernadett Makkai, Judit Gyüre, 2012, original scientific article

Abstract: In the process of urban transformation and renewal, large numbers of immigrants are expected in connection with the existence of prosperous branches of industry. It is assumed that in an environment where higher education is one of the most important economic factors, there will be conflicts in the everyday coexistence of social groups. The aim of this study is to investigate, in a city quarter which was forced to transform due to economic structural changes, and which has a bold mixture of ageing people and temporary university residents, how the coexistence of different groups of the society influences the quality of life in the quarter, and how the situation is perceived by the affected people themselves. Furthermore, we want to see what kinds of tension arise from the interactions between these groups with dissimilar/different background, and what possible solutions can be found to resolve such tension.
Keywords: university, urban transformation, studentification, housing estate
Published in DKUM: 10.04.2018; Views: 968; Downloads: 70
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Hungarian challenges of housing block regeneration : a case study of Uránváros, city of Pécs
András Trócsányi, Kristóf Orbán, 2012, original scientific article

Abstract: As post-socialist suburbanisation is about to decline, and the buildings of cities start to age rapidly, more and more attention is focused on city rehabilitation in East-Central Europe as well, which will probably be continued in the near future by the rehabilitation of early housing estates. Through an example, the current study shows the challenges such an action faces. Based on the comparison of demands with scenarios that were drawn up from data bases originating from a diverse methodology, it appears that the most reasonable idea would be to generally apply the basic principles of diversification and selecto-concentration, but the uniqueness of individual housing blocks requires that planning is done on an individual basis.
Keywords: regeneration, planning, East-Central Europe, housing estates, selecto-concentration
Published in DKUM: 10.04.2018; Views: 1037; Downloads: 74
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Is technology sector in a bubble?
Tadej Kelc, 2017, undergraduate thesis

Abstract: The thesis is dealing with the question if the U.S. technology sector is in the bubble. Besides the main aim of this thesis, we are also interested in what the changes are in recent stock market bubbles. The analysis of the sector is key to the investors, because with the early identification of a bubble, they can allocate their funds to other less risky investments. On the other hand, the investors can with the analysis of the sector find out if specific sector is undervalued and thus make above average revenue. Our analysis is based on the study of relative indicators, such as: P/E, P/B, CAPE, P/B, P/S and MarketCap/GDP. We studied the last two historic bubbles and analyzed the current state on the U.S. stock markets. The analysis is focused on the last part of the thesis, where we evaluated what is the current market sentiment in the U.S. stock market, especially in the technology sector. The results are compared to the technology bubble of 2000. In the analysis, we are using U.S. stock market indices as well as the global ones. U.S. stock market is overvalued, which can be argued with high values of the relative indicators compared to the historical average. Some of them show, that market was valued higher only during the Great Depression in 1929 and during the technological bubble in 2000. Remarkably high values are the result of low interest rates and quantitative easing of central banks. The current expansive monetary politics is encouraging risky businesses and increasing credit businesses. The indicator, showing this kind of operations, is the value of investment financed with credit, which is constantly rising in the U.S. since 2009. As a result, stocks and stock indices are increasing as well. With potential abatement of tax rates and other measures of expansive fiscal politics, stock markets could reach even higher values. Currently, we are in the ninth year of bull trend, which is close to the record of 1991, which lasted for nearly a decade. Since 2009, there is optimism prevailing in U.S. stock market, which is reflecting in above average revenue. The feature of the stock market bubble is that it is developing slowly and persistently, thus the main question arises, when will this optimism turn into fear and pessimism, or better said, when will the stock market bubble burst. Still, no one has the answer to that yet.
Keywords: stock market bubble, technology sector, overvalued, stock market, stock market index, dot.com bubble, housing bubble
Published in DKUM: 08.12.2017; Views: 1981; Downloads: 88
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The milk quality and feasibility analysis of loose housing dairy cows : a case study
Marjan Janžekovič, Črtomir Rozman, 2006, original scientific article

Abstract: The aim of the study was technological and economical analysis of free range cow breeding. The case study analyzed two different systems of holstein-fresian dairy cows breeding. The model total costs enterprise budget was developed for evaluation of economic feasibility of loose housing dairy cows in comparison with tied cow breeding system. Computer supported calculation enabled estimation of the most important economical parameters (net return, observed input parameters) loose housing system is economically feasible, if there is a minimum of 41 dairy cows with an average milk production of 8610 kg per cow. It was also established that cows need approximately 6 months to fully adapt to the loose hausing system.
Keywords: loose housing, dairy cows, milk quality, coefficient of economy
Published in DKUM: 10.07.2017; Views: 1373; Downloads: 116
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The concepts on quality of life in the Maribor post-WW2 housing estates
Vanja Skalicky Klemenčič, Metka Sitar, 2012, review article

Abstract: The paradigm of quality of life in housing depends on various interconnectedness functions, which satisfy not only the needs of dwellers but also the inhabitants of the city, in general. In addition, it is essential that the residential areas incorporate well accessible and appropriately designed open public space and green areas. In regard to that, the chapter focuses on the impacts of housing estate planning elements on quality of life. Currently, open public space and green areas in the post-WW2 housing estates are often used for other purposes, largely as a consequence of number of cars that has led to enormous parking problems. Two decades after the housing privatization, the question of the ownership of green areas and related maintenance is often the cause of most adverse conflicts, arising from the misuse of open public space. Further, a special phenomenon, the influence of high-quality Scandinavian housing models on Slovenian urban planning and design of housing estates in the post-WW2 period will be presented. The overview of multi-family housing estates in the city of Maribor from this period raise new approach on the quality of life particularly in regard to open public space.
Keywords: post-WW2 housing estates, open public space, green areas, quality of life, maribor, Humek, Ljubo, architect
Published in DKUM: 10.07.2015; Views: 2263; Downloads: 141
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Stimulating integral refurbishment principles in social housing as a challenge for sustainable development : case study
Metka Sitar, Vesna Žegarac Leskovar, Vlasta Krmelj, 2009, published scientific conference contribution

Abstract: Circumstances of climate changes have raised the awareness of the role housingconstruction activity plays in being one of the major stimuli of socio-economic processes in Slovenia. Further encouragement came through corresponding EU-strategies focusing not only on new housing constructions butalso on refurbishment and renewal of the existing stock, which has been rather neglected. Firstly, information on the Slovenian housing system along with institutional and governance changes - having taken place since 1991 - will be presented, particularly in terms of tenure and housing ownership. In the middle of the 1990s, fragmented ownership was regulated by the formation of condominiums as the basis of housing management and maintenance. Further on, special attention will be paid to newly introduced policies concerning energy efficiency of building constructions at the national level. In addition, the paper will concentrate on endeavours to refurbish the existing multi-family housing stock which represents the most problematic financial issue in terms of a long term investment perspective. Slovenia has in fact notdeveloped any special policies regarding refurbishment of the existing housing stock, either at the national, or at the local level. The housing development sector of the Municipality of Maribor is one of the most significant cases in Slovenia, as far as transition consequences to be effected in the social housing sector are concerned. However, the transformation from an old industrial town into a sustainable community was characterized by extreme complexity. Relying upon its own development strategies the local building construction sector succeeded in remaining one of the most dynamic economic activities of the town and the region. As a recommendation, ideas of energy renewal strategies and measures, based on the local energy concept and supported by financial mechanisms of public private partnership, will be discussed.
Keywords: Slovenia, Maribor, housing, refurbishment, energy efficiency, local energy concept, public intermunicipal housing fund
Published in DKUM: 31.05.2012; Views: 2243; Downloads: 81
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