41. The impact of macroprudential policy on credit growth in nine euro area economiesEva Lorenčič, Robert Volčjak, Mejra Festić, 2023, izvirni znanstveni članek Opis: In this paper, we investigate the impact of macroprudential policy measures
(bundled together into a macroprudential policy index, MPI) on the nonfinancial corporate sector credit and household credit growth using a one-step
system GMM empirical research method. The goal of our paper is to test
whether contractionary macroprudential policy stymies credit growth rate
and whether expansionary macroprudential policy spurs credit growth rate
in selected Euro Area economies (Austria, Belgium, Finland, Germany, Ireland,
Italy, Netherlands, Slovenia, and Spain) over the period 2008Q4–2018Q4. We
test two hypotheses: H1: The tightening of macroprudential policy measures
reduces the non-financial corporate sector credit growth rate, and H2: The
tightening of macroprudential policy measures reduces the growth rate of
household credit. Based on our empirical results, we can confirm the first
hypothesis. In contrast, the second hypothesis can be neither confirmed
nor rejected since the explanatory variable of interest (MPI) is statistically
insignificant in the second model. Ključne besede: macroprudential policy, systemic risk, financial stability, dynamic panel data, one-step system GMM Objavljeno v DKUM: 05.09.2023; Ogledov: 299; Prenosov: 9 Povezava na datoteko |
42. The impact of COVID-19 on bank efficiency in the Western Balkans : a DEA approachKaterina Fotova Čiković, Violeta Cvetkoska, Damira Keček, 2023, izvirni znanstveni članek Opis: This paper aims to assess and compare the relative efficiency of commercial
banks in six Western Balkan developing countries (North Macedonia, Serbia,
Montenegro, Bosnia and Herzegovina (B&H), Kosovo1, and Albania), using the
leading nonparametric methodology Data Envelopment Analysis (DEA) for the
period 2016-2020, and investigating the impact of the COVID-19 pandemics
on the performance of banking systems in these countries. The outputoriented
DEA model has been implemented with interest expenses and noninterest
expenses as inputs and interest revenue and non-interest revenue
as outputs. Our findings show that the average efficiency of the six Western
Balkan banking systems differs, and Kosovo’s banking system has noted the
highest average efficiency in the whole observed period (2016–2020). In
contrast, the banking system in Bosnia and Herzegovina noted the lowest
average efficiency. The COVID-19 pandemic decreased the relative efficiency
of the banking sectors in all six of the Western Balkan countries observed,
except Kosovo. However, additional research that includes all pandemic
years is recommended to assess the impact of the COVID-19 pandemic on
the banking systems in the Western Balkans. This study provides invaluable
insights for academic members, banking management and regulatory bodies,
governments, and the interested public. It is the first empirical study that
includes a glimpse of the first impact of the COVID-19 pandemic on banking
systems in the developing countries of the Western Balkans. Ključne besede: banking sector, data envelopment analysis, COVID-19, Western Balkans Objavljeno v DKUM: 05.09.2023; Ogledov: 262; Prenosov: 7 Povezava na datoteko |
43. Analyzing EEG signal with Machine Learning in Python : graduation thesisEvgenija Siljanovska, 2023, diplomsko delo Opis: This thesis presents a comprehensive analysis of EEG data using Python libraries, MNE and machine learning techniques. The thesis focuses on utilizing these tools to extract valuable insights from EEG recordings. Our dataset consists of EEG data in the BrainVision format, acquired during a psychology experiment. The analysis involves preprocessing, filtering, segmentation, and visualization of the EEG data. Additionally, machine learning algorithms are employed to classify and predict patterns within the EEG signals. The findings showcase the effectiveness of Python, MNE, and machine learning in EEG analysis. Ključne besede: EEG data, MNE, Machine learning, Analyzing Objavljeno v DKUM: 17.08.2023; Ogledov: 585; Prenosov: 56 Celotno besedilo (2,66 MB) |
44. Scoping review on the multimodal classification of depression and experimental study on existing multimodal modelsUmut Arioz, Urška Smrke, Nejc Plohl, Izidor Mlakar, 2022, pregledni znanstveni članek Opis: Depression is a prevalent comorbidity in patients with severe physical disorders, such as cancer, stroke, and coronary diseases. Although it can significantly impact the course of the primary disease, the signs of depression are often underestimated and overlooked. The aim of this paper was to review algorithms for the automatic, uniform, and multimodal classification of signs of depression from human conversations and to evaluate their accuracy. For the scoping review, the PRISMA guidelines for scoping reviews were followed. In the scoping review, the search yielded 1095 papers, out of which 20 papers (8.26%) included more than two modalities, and 3 of those papers provided codes. Within the scope of this review, supported vector machine (SVM), random forest (RF), and long short-term memory network (LSTM; with gated and non-gated recurrent units) models, as well as different combinations of features, were identified as the most widely researched techniques. We tested the models using the DAIC-WOZ dataset (original training dataset) and using the SymptomMedia dataset to further assess their reliability and dependency on the nature of the training datasets. The best performance was obtained by the LSTM with gated recurrent units (F1-score of 0.64 for the DAIC-WOZ dataset). However, with a drop to an F1-score of 0.56 for the SymptomMedia dataset, the method also appears to be the most data-dependent. Ključne besede: multimodal depression classification, scoping review, real-world data, mental health Objavljeno v DKUM: 11.08.2023; Ogledov: 529; Prenosov: 64 Celotno besedilo (1,43 MB) Gradivo ima več datotek! Več... |
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46. Development and optimisation of a business intelligence system : master's thesisMark Žohar, 2023, magistrsko delo Opis: In the fast-paced business landscape, unexpected events can pose significant challenges for companies. A lot of times, business intelligence presents a solution for companies in dealing with changes and improving organizational efficiency. As part of this master’s thesis, we have developed a business intelligence system that assists in the planning of new releases of smartphone components. We have simulated data and created reports, which can help the stakeholders to plan and analyze important milestones easily. We have tested two different data structures and showed how star schema is the most beneficial data structure for our BI system. We achieved this by restructuring data into a star schema model at different stages of migration and then compared the size of data and responsiveness of operations. Ključne besede: business intelligence, star schema, data modeling Objavljeno v DKUM: 27.06.2023; Ogledov: 414; Prenosov: 53 Celotno besedilo (1,69 MB) |
47. 36th Bled eConference – Digital Economy and Society: The Balancing Act for Digital Innovation in Times of Instability : June 25 – 28, 2023, Bled, Slovenia, Conference Proceedings2023 Opis: The Bled eConference, organised by the University of Maribor, Faculty of Organizational Sciences, has been shaping electronic interactions since 1988. The theme of the 36th conference is "Digital Economy and Society: The Balancing Act for Digital Innovation in Times of Instability". In times of instability, which include political, economic, resource, health, and environmental challenges on the one hand, and technological disruption on the other, it is critical to ensure that digital innovation continues to lead to the right and sustainable solutions that are tailored to the needs of all people, enterprises and society. It is very important to keep in mind the protection of our planet, including fauna and flora. These efforts include adopting appropriate regulatory frameworks, fostering digital literacy and skills development, promoting inclusive access to digital technologies, and addressing the ethical, social and environmental implications of digital transformation. The papers in this conference proceedings address digital transformation of enterprises, artificial intelligence and data science solutions, decision analytics for business and societal challenges, new, digital and data driven business models, digital consumer, digital education, digital health, digital ethics, restructured work and solutions for smart and sustainable cities. We continue to provide an open forum for academia, including students, industry, and policy makers where everyone can contribute to creating a better world. Ključne besede: digital transformation, digital business, digital technologijes, innovations, digitalization, sustainable development, smart and sustainable cities and societies, digital health, artificial intelligence and data science, digital ethics, digital education, restructured work, digital consumer, smart and sustainable cities Objavljeno v DKUM: 26.06.2023; Ogledov: 664; Prenosov: 169 Celotno besedilo (17,88 MB) Gradivo ima več datotek! Več... |
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49. Proceedings of the 33rd International Conference on Information Modelling and Knowledge Bases EJC 20232023 Opis: The proceedings of the thirty-third conference EJC 2023 combine the experience and knowledge of the experts working and different research fields of Information modelling, Conceptual modelling, Knowledge and information modelling and discovery, Linguistic modelling, Cross-cultural communication and social computing, Environmental modelling and engineering, and Multimedia data modelling and systems. Ključne besede: conceptual modelling, knowledge modelling, information modelling, linguistic modelling, cross-cultural communication, social computing, environmental modelling, multimedia data modelling Objavljeno v DKUM: 02.06.2023; Ogledov: 986; Prenosov: 32 Celotno besedilo (30,93 MB) Gradivo ima več datotek! Več... |
50. Cyber Security- Training Students and Scholars for the Challenges of Information and Communication Technologies in Research and Studies for Internationalisation : handbook2023 Opis: This handbook is a product of the Erasmus+ Strategic Partnership between the partners Université Polytéchnique Hauts-de-France, Politechnika Poznanska, Brandenburgische Technische Universität Cottbus-Senftenberg and the coordinator University of Maribor. Contentuous contribution were made by staff of University of Maribor and Politechnika Poznanska, evaluations by staff of the other two partners. The handbooks handles virtual learning environments in the international education and research area and exposure of the systems to cybercrime. Besides introductory contributions on legal aspects of challenges in the fields of human rights, European regulations of data security, civil law and criminal law aspects of caber security of virtual learning environments and methodologies of their introduction w8ithin organisations, the handbook also gives useful instructions for elaboration of virtual courses within virtual learning environments relevant for the internationalised research and education not only since the Covid-19 pandemic. The handbook is dedicated to use on the internet within the Moodle system. Ključne besede: cyber security, virtual learning environment, data security, cyber crime, systems Objavljeno v DKUM: 13.04.2023; Ogledov: 554; Prenosov: 40 Celotno besedilo (5,72 MB) Gradivo ima več datotek! Več... |