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1.
To feed a town - the operation of the Maribor food market, 1910-2020
Maja Godina-Golija, 2023, original scientific article

Abstract: The Maribor food market which has been operating in the city center since the 13th century, is one of the city’s most important food providers. On market days, local people, farmers, urban and suburban gardeners, as well as food importers bringing in food from far away, have gathered at the market over many centuries. Here, the residents of the city discovered new, previously unknown foods. The paper will deal wtih the operation of the Maribor food market from 1910 to 2020, a period of time during which major changes in the supply of food to the urban Maribor population occurred. This approach enables us to gain a better understanding of the everyday menu of Maribor’s inhabitants at that time, as well as the changes that were occurring in food shopping tendencies and selling practices. The recent failed architectural renovation of the food market in Maribor has not only affected the contemporary vendors, but also the buyers, the visitors to the city, and the local chefs.
Keywords: markets, food habits, city and town life, history, Maribor (Slovenia)
Published in DKUM: 17.05.2024; Views: 4; Downloads: 0
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Lessons from remarkable fintech companies for the financial inclusion in Peru
Patricia Vilcanqui Velásquez, Vito Bobek, Romana Korez-Vide, Tatjana Horvat, 2022, original scientific article

Abstract: Financial inclusion, defined as the adequate access and usage of formal financial services to improve people’s lives, is a crucial area for the economic development of a country through its various angles. This paper analyzes the impact of selected FinTech companies on financial inclusion in their respective countries to obtain lessons of their business models and country environments that can help Peruvian financial inclusion. The selected FinTechs are M-PESA in Kenya, Nubank in Brazil, GCASH in the Philippines, and Easypaisa in Pakistan, which revolutionized the financial sector in their respective countries. However, a comparative study of their impact on financial inclusion in their respective country has not been conducted yet; therefore, the lessons obtained are helpful for the Peruvian situation due to their practical implications and because they raise possible areas for further and deeper research. The approach of this study considered a qualitative and quantitative method (to find a Pearson correlation between the percentage of the population of Country (A) that are users of FinTech (a) and the six selected demand-side indicators per country retrieved from the Global Findex Database) analysis to understand the results obtained. The results obtained indicate that M-PESA and GCASH, companies specialized in providing basic mobile money transactions such as remittances and withdrawals, did not impact the provision of other financial services such as savings or credit cards. In Easypaisa’s case, this company positively impacts the studied indicators, probably due to its original partnership with a microfinance institution. Regarding Nubank, despite its remarkable growth in the last years, the company does not affect financial inclusion in Brazil yet. Nonetheless, after its recent expansion to provide more financial services, future research could assess the impact of this company on Brazilian financial inclusion.
Keywords: FinTech’s, Nubank, M-PESA, GCASH, Easypaisa, financial inclusion, mobile money, remittances emerging markets, international business, business economics
Published in DKUM: 25.07.2023; Views: 381; Downloads: 30
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Priročnik za uvajanje standarda ifs global markets food v podjetja
Andreja Podnar, 2021, master's thesis

Abstract: Standard IFS Global Markets Food je sistem zagotavljanja varnih in kakovostnih živil. Z njegovo pridobitvijo kupci enotno ocenjujejo proizvajalce živilskih izdelkov. Glavni cilj magistrskega dela je bil ustvariti priročnik za uvajanje standarda IFS Global Markets Food in predstaviti prednosti, ki jih prinaša certificiranje podjetja s tem standardom. Magistrsko delo pomaga predvsem manjšim in slabše razvitim podjetjem, ki razmišljajo o uvedbi standarda IFS Global Markets Food v podjetje in imajo premalo predhodnega znanja ter tistim, katerih namen je v prihodnosti pridobiti certifikat IFS Food. V teoretičnem delu magistrskega dela so predstavljeni standard in njegove posamezne zahteve, prednosti ter postopek uvajanja omenjenega standarda. V eksperimentalnem delu je bil standard dodatno obrazložen s praktičnimi nasveti in vsebuje še anketni vprašalnik z razpravo rezultatov. S pomočjo anketnega vprašalnika smo potrdili hipotezo magistrskega dela, da pridobitev IFS Global Markets Food certifikata doprinese podjetjem večje zaupanje poslovnega partnerja, zmanjšajo se nevarni dejavniki tveganja v proizvodnji podjetja in da standard IFS Global Markets Food stroškovno in upravljavsko ne obremenjuje podjetja.
Keywords: IFS Global Markets Food, IFS, HACCP, varnost živil, živilska proizvodnja
Published in DKUM: 10.01.2022; Views: 918; Downloads: 127
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6.
The drug market intervention approach to overt drug markets
Edmund F. McGarrell, Nicholas Corsaro, Rodney K. Brunson, 2010, original scientific article

Abstract: Purpose: The purpose of this research was to assess the impact of a strategic intervention intended to eliminate overt drug markets and their associated crime and disorder and to improve relationships between the police and local neighborhood residents. Design/Methods/Approach: The study included a process assessment of the nature of the intervention as well as an impact assessment based on trends in crime, calls-for-police-service and interviews with residents. The research occurred in the U.S. and examined a pilot program in High Point, North Carolina and subsequent implementation in Rockford, Illinois and Nashville, Tennessee. Findings: The paper presents a description of the intervention. Additionally, outcome data indicate that the intervention was related to reductions in crime and calls-forpolice service in all three communities. Raw declines were observed for violent, property and drug offenses with the declines consistently being statistically significant for drug offenses. Additionally, local residents described improved quality of neighborhood life and increased satisfaction with the police. Research limitations/implications: The results suggest that the so-called High Point Drug Market Intervention holds significant promise for addressing overt drug markets. However, the analysis is limited in that the comparison group is the citywide trend in crime as opposed to true comparison sites. Future studies utilizing quasi-experimental or experimental designs are needed to rule out potential rival explanations. Practical implications: The Drug Market Intervention appears to be a promising practice offering police officials a strategy for longer term impact on neighborhood safety and quality of life than has been the case with traditional crackdowns on drug markets. Originality/Value: This paper offers the evaluation results from three sites on a drug market intervention that has gained considerable attention, at least within the U.S.
Keywords: drug crime, drug markets, evaluation
Published in DKUM: 12.05.2020; Views: 921; Downloads: 27
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7.
The panel VAR approach to modelling the housing wealth effect : evidence from selected European post-transition economies
Anita Čeh Časni, Ksenija Dumičić, Josip Tica, 2016, original scientific article

Abstract: Following Friedman’s permanent income hypothesis and Ando and Modigliani’s lifecycle hypothesis, this paper empirically studies the role of house prices and income in determining the dynamic behaviour of consumption in selected European post-transition economies using the panel vector autoregression (PVAR) approach and quarterly data covering the period from the first quarter of 2002 until the second quarter of 2012. With the shocks being recognized using the customary recursive identification scheme, we found that the response of personal consumption to the housing wealth shock is initially positive, but short lived.
Keywords: consumption, housing wealth effect, house prices, panel vector autoregression, European emerging markets
Published in DKUM: 03.05.2018; Views: 1119; Downloads: 143
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8.
The determinants of employee ownership plan implementation in EU countries - the quest for economic democracy : a first look at the evidence
Ricardo Machado, 2016, original scientific article

Abstract: Background and purpose: Kelso’s quest to identify the economic counterpart of political democracy and, as a corollary, his concern about the nature of the economic system’s organisation needed to support the institutions of a politically free society, contributed two important terms: economic power and democracy. Following Kelso’s reasoning, my research study aims to understand the determinants of the implementation of economic democracy, measured by the incidence of employee share ownership plans, within European Union countries. Methodology: Setting out with the theory of one of the founding fathers of employee stock ownership plans, I perform a cross-country analysis spanning five years (2008-2012) to explain the incidence level of employee ownership by independent variables operationalizing the political, legal, socio-educational and economic structures of twenty European Union countries. Using secondary data from the European Federation of Employee Share Ownership, I explain the determinants’ pertinence, while accounting for severe data limitations. Results: I report a strong correlation between employee ownership incidence and the index of economic freedom. However, the labour market’s freedom, the trustworthiness of and confidence in financial markets and the quality of secondary and tertiary education do not deliver clear-cut results. Conclusion: Further research should comprehensively scrutinise country-specific factors regarding corporate governance issues and cross-cultural controls. Employee ownership researchers should consider this field of research to understand why countries that are so-called employee ownership champions are experiencing widening income inequality.
Keywords: employee ownership, economic democracy, free markets, economic freedom, equity markets
Published in DKUM: 22.01.2018; Views: 974; Downloads: 135
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9.
Mobile wallets' business models : refining strategic partnerships
Uschi Buchinger, Heritiana Ranaivoson, Pieter Ballon, 2015, original scientific article

Abstract: Background and Purpose: Though Mobile Wallets have the potential to entirely substitute their physical predecessor, many Mobile Wallets narrow their operations to one particular feature. This might be because of strategic business- model design choices to position themselves strategically as intermediates between users and business partners (third parties) in more delimited markets. Thus, Mobile Wallet Applications (MWAs) often represent platforms in narrow two-sided market structures. Design/Methodology/Approach: The paper focuses on the economics of such platforms by the means of a business model analysis. It examines how business partners are integrated in four MWAs’ strategies: Key Ring, FidMe, Apple Passbook and Qustomer. Results: The paper shows that MWAs strive to incorporate not only a large quantity of partners but also such with a high brand value (quality of partners) in their organization design. These partners shape their service design since none of the platforms offer products or services themselves. Hence, MWAs are dependent on the third parties’ capacity and willingness to fulfill engagements and meet the customer demands. Conclusion: MWAs - though concerned with the inclusion and management of loyalty points and schemes - do not leverage the possibility to generate revenue via third parties’ loyalty points. Theoretically, MWAs could reward or redeem loyalty points themselves.
Keywords: mobile wallets, mobile wallet applications, loyalty schemes, business models, two-sided markets
Published in DKUM: 04.12.2017; Views: 1480; Downloads: 162
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10.
Foreign direct investment location choice factors : some evidence for Brazil
Romana Korez-Vide, Patrick Voller, Vito Bobek, 2014, original scientific article

Abstract: Due to the liberalization and transformation of emerging markets economies, the attractiveness of these countries for foreign direct investors has been rising in the last decades. This paper explores foreign direct investment (FDI) location choice factors of German and Austrian companies in Brazilian regions. We perform a quantitative analysis, based on the Multinomial Nested Logit Model and supplement its findings by the qualitative analysis, based on the semi-structured experts´ interview. The analyses show that investor-nation specific agglomeration, industry specialization, workforce qualification and physical infrastructure were important FDI location choice factors for German and Austrian companies in Brazil. Suggestions for future research of the FDI location choice factors are discussed.
Keywords: foreign direct investment, location choice factors, emerging markets, agglomerations, Multinomial Nested Logit Model
Published in DKUM: 07.08.2017; Views: 20512; Downloads: 120
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