NEKREP, Mojca, 2013, Innovativeness of banks and insurance companies in developing markets : guidelines for success. Naše gospodarstvo : revija za aktualna gospodarska vprašanja [na spletu]. 2013. Vol. 59, no. 3/4, p. 39–49. [Dostopano 18 april 2025]. DOI 10.7549/ourecon.2013.3-4.04. Pridobljeno s: http://www.dlib.si/details/URN:NBN:SI:DOC-GGQ69KUE